Effective Date: January 1, 2026
Last Updated: June 16, 2026

Disclaimer & Limitation of Liability

This Disclaimer and Limitation of Liability Policy governs the use of SmartPromptIQ’s website, applications, software, AI tools, APIs, content, and related services (collectively, the “Services”).

By accessing or using SmartPromptIQ, you acknowledge and agree to the terms outlined below.

1. General Information Only

SmartPromptIQ provides artificial intelligence tools, automation solutions, educational resources, prompt-generation technology, and related services designed to assist users with content creation, productivity, business operations, and decision-making.

All content, recommendations, suggestions, outputs, and generated materials provided through the Services are for informational and educational purposes only.

Nothing provided by SmartPromptIQ should be considered:

Legal advice
Financial advice
Investment advice
Tax advice
Medical advice
Psychological advice
Professional consulting services

Users should consult qualified professionals before making decisions involving legal, financial, medical, tax, or other specialized matters.

2. AI-Generated Content Disclaimer

SmartPromptIQ utilizes artificial intelligence technologies that may generate inaccurate, incomplete, outdated, misleading, or inappropriate content.

AI-generated outputs may:

Contain factual errors
Reflect outdated information
Produce incomplete analyses
Generate similar content for multiple users
Misinterpret user inputs

Users are solely responsible for:

Reviewing all generated content
Verifying accuracy
Confirming compliance with applicable laws
Determining suitability for intended use

SmartPromptIQ does not guarantee the accuracy, reliability, originality, or completeness of AI-generated outputs.

3. No Warranties

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SMARTPROMPTIQ DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:

Merchantability
Fitness for a particular purpose
Non-infringement
Accuracy
Reliability
Availability
Security
Error-free operation

SmartPromptIQ does not warrant that:

Services will be uninterrupted
Services will always be available
Errors will be corrected
Generated content will meet user expectations
Outputs will be unique or exclusive

4. Business and Commercial Decisions

Users may utilize SmartPromptIQ for business planning, marketing, operations, automation, and decision support.

However, SmartPromptIQ is not responsible for:

Business losses
Lost profits
Revenue declines
Marketing outcomes
Investment decisions
Strategic decisions
Operational decisions

Users assume full responsibility for all business actions taken based on platform outputs.

5. Financial and Investment Disclaimer

SmartPromptIQ may generate content related to:

Stocks
Investments
Cryptocurrency
Trading strategies
Financial planning
Market analysis

Such information is provided solely for educational and informational purposes.

SmartPromptIQ:

Is not a registered investment advisor.
Does not provide securities recommendations.
Does not guarantee investment results.
Does not guarantee profits or returns.

All investing involves risk, including possible loss of principal.

6. Technical and Software Disclaimer

While SmartPromptIQ strives to provide reliable technology, users acknowledge that software systems may experience:

Downtime
Bugs
Errors
Service interruptions
Delays
Security incidents
Data transmission issues

SmartPromptIQ does not guarantee uninterrupted or error-free operation.

Users should maintain independent backups of important information.

7. Third-Party Services Disclaimer

SmartPromptIQ may integrate with or reference third-party platforms and services.

Examples may include:

SmartPromptIQ is not responsible for:

Third-party service availability
Third-party content
Third-party policies
Third-party security practices
Third-party outages or failures

Use of third-party services is subject to their respective terms and policies.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SMARTPROMPTIQ, ITS OWNERS, OFFICERS, EMPLOYEES, AFFILIATES, CONTRACTORS, LICENSORS, AND PARTNERS SHALL NOT BE LIABLE FOR:

Direct or Indirect Damages

Including but not limited to:

Loss of profits
Loss of revenue
Loss of business opportunities
Loss of data
Loss of goodwill
Service interruptions
Productivity losses

Consequential Damages

Including:

Special damages
Incidental damages
Punitive damages
Exemplary damages
Indirect damages

Regardless of the legal theory asserted.

9. Maximum Liability Cap

To the fullest extent permitted by applicable law, SmartPromptIQ’s total cumulative liability arising from or related to the Services shall not exceed:

The greater of:

The amount paid by the user to SmartPromptIQ during the twelve (12) months preceding the claim; or
One Hundred U.S. Dollars (USD $100).

This limitation applies regardless of the form of action or legal theory.

10. User Responsibility

Users assume full responsibility for:

Use of the platform
Content uploaded
Content generated
Business decisions
Financial decisions
Compliance obligations
Verification of outputs

Users agree that they use SmartPromptIQ at their own risk.

11. Indemnification

Users agree to defend, indemnify, and hold harmless SmartPromptIQ and its affiliates from any claims, damages, losses, liabilities, costs, or expenses arising from:

Violation of platform policies
Violation of applicable laws
User-generated content
Intellectual property disputes
Misuse of the Services

Including reasonable attorneys’ fees and legal expenses.

12. Jurisdiction and Governing Law

This Disclaimer and Limitation of Liability Policy shall be governed by and interpreted under the laws of the State of Florida, United States, without regard to conflict of law principles.

Any disputes arising under this policy shall be subject to the exclusive jurisdiction of the courts located in Florida.

13. Changes to This Policy

SmartPromptIQ may update this Disclaimer and Limitation of Liability Policy at any time.

Changes become effective upon publication on the platform unless otherwise stated.

Continued use of the Services constitutes acceptance of any updated version.

Contact Information

SmartPromptIQ
SmartPromptIQ

Support: support@smartpromptiq.com

Legal: legal@smartpromptiq.com

Important Notice

By using SmartPromptIQ, you acknowledge that:

AI-generated content may contain errors.
You are responsible for reviewing all outputs.
SmartPromptIQ provides tools, not professional advice.
Use of the Services is at your own risk.
Liability is limited to the maximum extent permitted by law.

© 2026 SmartPromptIQ. All Rights Reserved.
This Disclaimer & Limitation of Liability Policy should be read together with the Terms of Service, Privacy Policy, Acceptable Use Policy, Community Guidelines, Content & License Policy, and Cookie Policy.